TEFCU will be closed the following holiday dates and times:

New Year’s Eve, Wednesday December 31st close at 12:00

New Year’s Day, Thursday, January 1st 2026 closed all day

Day following New Year’s Day , Friday, January 2nd, close at 12:00

Please see the Holiday Hours section of this website for all upcoming Holiday closures and early closings.

Share the benefits of being a member of TEFCU – refer a family member, friend or co-worker to TEFCU for membership today.
TEFCU’s Home Banking and Mobile Banking systems are available 24/7/365 to help meet your immediate financial needs.

Welcome to Thiokol-Elkton Federal Credit Union

We are a full service financial institution serving the employees of the following sponsor groups and their families: Northrop Grumman, Cecil County Government, Town of Elkton Government, Cecil County Firemen’s Association.

Credit unions are not-for-profit financial alternatives to banks. You are better off at a credit union! Unlike other financial institutions, a credit union is owned and run by its members who pool their savings in order to provide low cost loans and other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us. Feel free to email us at info@thiokolfcu.org with questions.